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Visitors to this website and readers of our newsletter acknowledge that they have read and agree to the terms of this disclosure and disclaimer.
Use of any part of this website or our newsletter shall constitute your agreement and acceptance of all of the terms and conditions below and in our Privacy Policy, which are subject to change.

Advisor Financial Services, LLC, a Limited Liability Company, (AFS) owns and operates  Information is intended for U.S. residents only.  Some products and services may not be available in all states.  Prices and choices may vary by location. This website and our newsletter is limited to the dissemination of general information pertaining to dental care and health care. Accordingly, the publication of this website on the Internet or our newsletter should not be construed by any visitor, reader, consumer, vendor, supplier, or health care provider as the rendering of personalized dental, vision, prescription, chiropractic, health care, insurance, or legal advice, for free or for compensation, over the Internet. Information is not the same as advice.  You agree to seek advice for your particular situation from a competent, licensed, health care professional.

AFS is an independent marketer of discount dental and discount medical programs.  Discount dental and medical programs are NOT INSURANCE.

AFS does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, freedom from computer virus, or relevance of any information on this website or in our newsletter or for any information prepared or presented by any third party, whether linked to this AFS website or our newsletter or incorporated therein, and takes no responsibility therefore. All such information is provided "as is" and solely for informational and convenience purposes only, is subject to change without notice, and all users thereof should be guided accordingly. Links to other websites do not constitute an endorsement or recommendation of any information, products or services offered or mentioned there.  Users shall thoroughly investigate and shall accept all risks of using information, recommendations, products and services on other websites.  Beware of exaggerated claims.  Users of any information on this website or our newsletter assume full risk and liability for any loss caused by misuse, misunderstanding, interpretation or other use of the information.  No advisor/client relationship shall exist due to any information posted or mentioned on this website, or our newsletter, or any communication with AFS, without a signed, written agreement.  Opinions and recommendations within this site or our newsletter do not necessarily reflect the views of any other parties, websites, vendors, or companies.  Governing law for any disputes arising from this website or our newsletter shall be the laws of our domicile or the location of the web server, at the choice of AFS.  If any part of this agreement shall be found to be unenforceable, that part shall be rescinded, modified or amended to meet the original intent, and shall not invalidate the remaining parts.

If you contact us for assistance or more information, we will add your name to our opt-in mailing list.  You can request to be removed (opt-out) at any time.  We respect your privacy and do not share your information with any other parties.  We process inquiries and requests as time allows.  We reserve the right to not answer inquiries or requests for information at our discretion.

Prospective clients may contact Advisor Financial Services for a free, initial consultation.


Disclosure and Disclaimer:  Please note-  We may not reply to information requests if we detect false information.  We answer questions as time allows and may choose not to answer some questions.  We serve U.S. residents.  An answer or exchange of information shall not establish an advisor/client relationship. A signed, written agreement is required to become a client.  If you require immediate assistance and do not receive a response within one business day, please seek immediate assistance elsewhere from a qualified professional.  We do not provide dental, vision, prescription, chiropractic, health care or legal advice.  If you contact us for assistance or more information, we will add your name to our opt-in mailing list.  You can request to be removed (opt-out) at any time.  We respect your privacy and do not share your information with any other parties. and Advisor Financial Services logo are trademarks of Advisor Financial Services,  LLC
Last update 11/01/12
Advisor Financial Services, LLC is located in Colorado Springs, Colorado.
For assistance or more information, please call Jerry Lucas at (719) 591-0433 or Toll-Free at (888) 758-9654 or send email to
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WARNING TO TELEMARKETERS: The phone number shown is a cell phone and is listed on the National and Colorado No-Call Lists.
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Copyright 2007-2011 Advisor Financial Services, LLC.  All Rights Reserved.  Contact: Jerry Lucas, CEO